Security Bank Corporation
Enterprise Risk Specialist/Credit Assistant (Kalookan) (Rolling Intake)
Caloocan City
Opportunity expired
Opportunity details
- Graduate Job or Program
- PHP 198,000 - 216,000 / Year
- 1 vacancy
- Apply by 31 Jan 2025
- Start date Ongoing
About the Role
As an Enterprise Risk Specialist/Credit Assistant, you are responsible to evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigants in place to safeguard the interest of the Bank.
How you will contribute
- Conducts interviews and ocular inspections with the client to determine the risk profile of the borrower/ client.
- Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM.
- Presents the credit proposal to CRECOM to aid the team in achieving its goals. Prepares financial analysis based on the data gathered to determine the capacity of the client to pay.
- Keeps updated with the credit policy manual/risk bulletins to ensure compliance with Bank's credit policies as well as other governing policies.
- Collaborates with Relationship Managers in the loan packaging while identifying credit risk and acceptable mitigants for recommendation to approvers.
- Plans interim extension/client calls or information gathering such as AFS, bank checkings, appraisals, etc in advance to ensure renewal is on time and to avoid expired lines.
What we’re looking for
- Bachelor’s Degree in Business Studies/Administration/Management, Banking and Finance, Marketing, Financial or any related course
- Knowledgeable in Banking and Financial, Credit (Evaluation/Appraisal) Knowledgeable in the industry of Accounting/Audit/Tax Services, Banking, Investment Houses Ability to communicate effectively with all levels of the organization and external parties; inquisitive
- Must have knowledge of basic accounting and credit policies Must have knowledge in financial analysis and good written communication skills
- Fresh graduates are welcome to apply
About Security Bank
Security Bank is one of the Philippines’ best-capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995, our major businesses cover retail, corporate, commercial, and business (MSME) banking.
We’re recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance.
Most recently, we ranked as the #2 best employer in the Philippines and #54 globally on the prestigious Forbes’ World’s Best Employers 2023 list.
At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): “YOU matter.”
Start your BetterBanking career with us today.
Hiring criteria
- No experience required
- Philippine Citizen
- Business & Management +more
- Bachelor or higher
Reviews
I am a recruitment marketing manager handling mainly our external social media like Facebook, LinkedIn, and TikTok. I also assist the recruiters in their requests for releasing internal and external job ads to help them with their hiring goals.
My role is to create campaigns and ads in order to gauge the right target market for a specific product
Helping to hire the best team members in the company
About the employer
Security Bank Corporation
4.4
1,000 - 50,000 employees
Banking & Financial Services
Security Bank Corporation is one of the Philippines’ leading universal banks that serve retail, commercial, corporate, and institutional clients.
Pros and cons of working at Security Bank Corporation
Pros
The best thing is how Security Bank cares for its employees' work-life balance. They are the only local bank to offer hybrid arrangements to head office employees.
Unlike other banks, Security Bank really makes me feel that I matter. Here, leaders are very approachable and visible.
I feel very rewarded and recognized. Personally, I've already been promoted 3x.
My managers are great mentors. They regularly hold alignments to make sure we are on track with projects.
We have a lot of online and face-to-face learning opportunities not only for technical skills but also soft skills.
Cons
Some leaders are still too traditional.
The company should focus on their salary pay. For me, it's very low.
It's slow and really not discussed often - something to improve to keep people happy.
Complex processes can be simplified. Benefits can be improved.
There is nothing too negative! If I had to answer, it would be that SBC is only present locally.